Vincent DiCara is the owner and founder of DiCara Training and Consulting, LLC and has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for thirty years as an advocate, lender, credit analyst and trainer. Until early 2013, Mr. DiCara was the owner of Development Finance Training and Consulting, Inc. (DFTC), an organization which he co-founded in 2003.
Since the mid-1990’s, Mr. DiCara has conducted training programs for individuals who work in the credit union, banking, economic development, and community development fields. He has developed a number of partnerships with organizations throughout the country, including the National Association of Development Organizations (NADO), several chapters of the Center for Financial Training (CFT), and multiple state banking associations. He is a faculty member of the Neighborhood Reinvestment Corporation and is also a co-creator and faculty member for the Credit Union National Association’s (CUNA) Business Lending Certification Institute. Mr. DiCara’s training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.
In addition to his experience as a trainer, Mr. DiCara is also a loan practitioner, who provides commercial loan officer services to the Greater Portland Council of Governments (GPCOG) and the Portland (Maine) Development Corporation (PDC). His specific responsibilities with these organizations include loan underwriting, liaison to area financial institutions, and the structuring of complex financing packages that utilize multiple sources of funds from private and public sector sources.
Mr. DiCara also provides consulting services to private and not-for-profit lenders which require assistance with the development and implementation of their commercial loan programs. Specific services include program development, loan underwriting, and annual loan reviews.
Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. He has also earned the designation of Economic Development Finance Professional (EDFP) from the National Development Council. A native of Boston, Massachusetts, he has been a resident of the State of Maine for more than forty years.