Analyzing Financial Statements I

This one-day program is designed to assist lenders and other credit professionals who want a fundamental understanding of the information that is contained in accountant-prepared financial statements.

During this program, participants will learn how to analyze financial statements and utilize them as the basis for determining the financial health of both existing loan customers and potential borrowers.

Sample Topics
• Differences between the various types of financial statements
• The quality of a business’ assets
• Types of liabilities. Which are more worrisome than others?
• Debt: A necessary evil
• Net Worth
• The importance and limitations of standard financial ratios
• The Profit and Loss Statement: What it can tell you about a business
• Cashflow and how to measure it
• The importance of the Operating Cycle
• Cash Drivers

Recommended Audience
• Credit Analysts
• Loan Officers
• Branch Managers
• Loan Committee members

DiCAra UpComing Events

DiCara Training and Consulting has earned the reputation of being a leader in training and consulting services. Our primary customers are community lenders in the banking, credit union, and economic development sectors.

With our extensive experience in the financial services industry, DiCara TC knows what it takes to effectively develop and increase financial management skills. The real world experience of DiCara's financial experts provides an unsurpassed learning opportunity. With experience as commercial lenders, entrepreneurial business owners and business consultants, our perspective brings each subject matter alive by using real-life examples. Our teaching style also creates a relaxed environment that fosters interactive participation and empowers students to take control of their own learning.

Contact us today for more information.

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