Fundamentals Of Credit Analysis And Business Financing (Two Days)

This program has been designed for finance professionals who want the knowledge to analyze the credit -worthiness of businesses.  Course participants will learn how to utilize financial information from various types of businesses and how to structure financing packages.  Case studies of small businesses will be used to demonstrate standard credit analysis techniques.  At the conclusion of the program, course participants will be able to identify the strengths and weaknesses of operating businesses and be able to distinguish between quality, poor, and marginal credits.

This two-day program is designed for individuals who have little or no experience in the business credit analysis process but who require a basic understanding of the fundamental issues that businesses face.

Sample Topics
• Types of Business Organizations
• Business Credit Analysis concepts
• The Operating Cycle
• Calculating Cashflow
• Balance Sheets
• Profits and Loss Statements
• The use of collateral and personal guarantees as secondary sources of repayment

Recommended Audience
• Credit Analysts
• Loan Officers
• Branch Managers
• Loan Committee members
• Board members

DiCAra UpComing Events

DiCara Training and Consulting has earned the reputation of being a leader in training and consulting services. Our primary customers are community lenders in the banking, credit union, and economic development sectors.

With our extensive experience in the financial services industry, DiCara TC knows what it takes to effectively develop and increase financial management skills. The real world experience of DiCara's financial experts provides an unsurpassed learning opportunity. With experience as commercial lenders, entrepreneurial business owners and business consultants, our perspective brings each subject matter alive by using real-life examples. Our teaching style also creates a relaxed environment that fosters interactive participation and empowers students to take control of their own learning.

Contact us today for more information.

Click here for our complete schedule.