Fundamentals Of Credit Analysis And Business Financing (Two Days)
This program has been designed for finance professionals who want the knowledge to analyze the credit -worthiness of businesses. Course participants will learn how to utilize financial information from various types of businesses and how to structure financing packages. Case studies of small businesses will be used to demonstrate standard credit analysis techniques. At the conclusion of the program, course participants will be able to identify the strengths and weaknesses of operating businesses and be able to distinguish between quality, poor, and marginal credits.
This two-day program is designed for individuals who have little or no experience in the business credit analysis process but who require a basic understanding of the fundamental issues that businesses face.
• Types of Business Organizations
• Business Credit Analysis concepts
• The Operating Cycle
• Calculating Cashflow
• Balance Sheets
• Profits and Loss Statements
• The use of collateral and personal guarantees as secondary sources of repayment
• Credit Analysts
• Loan Officers
• Branch Managers
• Loan Committee members
• Board members