Understanding And Analyzing Financial Projections

Financial projections can be a significant consideration in the credit analysis process and in the case of startup ventures are the only financial information that is available. Understanding and Analyzing Financial Projections is designed for business lenders and credit analysts who need to understand both the importance and limitations of relying on financial projections. Projections can serve a useful purpose as they can allow a lender to identify a range of likely future outcomes.  With the proper use of projections, lenders can also determine which set of outcomes are acceptable and identify variables that can impact the future financial condition of a business.

Sample Topics
• Testing financial and other assumptions
• Developing projected balance sheets, profit and loss statements, and cash budgets

Recommended Audience
• Loan Officers
• Credit Analysts
• Other personnel with a sound understanding of business credit analysis and prior experience in lending