Working With Non-Traditional Lenders

Government agencies and private non-profit providers of financing can assist conventional lenders when they finance business projects.  The use of government guarantees and subordinated debt financing can minimize lender risk while allowing lenders to establish and maintain relationships.  This program will examine the guarantee and direct loan programs that are available from federal government organizations such as the Small Business Administration and the Department of Agriculture as well as state, regional and local development organizations.

Attendees will work on a number of case studies to determine the proper use of these financing mechanisms. They will be asked to evaluate the creditworthiness of specific projects, from both a senior and subordinated lender's perspective.

Sample Topics
• The role of the SBA and other government agencies
• Loan Guarantees and how they work
• The use of subordinated debt financing
• Economic Development organizations and their role

Recommended Audience
• Credit Analysts
• Loan Officers
• Other personnel with a basic understanding of business credit analysis

DiCAra UpComing Events

DiCara Training and Consulting has earned the reputation of being a leader in training and consulting services. Our primary customers are community lenders in the banking, credit union, and economic development sectors.

With our extensive experience in the financial services industry, DiCara TC knows what it takes to effectively develop and increase financial management skills. The real world experience of DiCara's financial experts provides an unsurpassed learning opportunity. With experience as commercial lenders, entrepreneurial business owners and business consultants, our perspective brings each subject matter alive by using real-life examples. Our teaching style also creates a relaxed environment that fosters interactive participation and empowers students to take control of their own learning.

Contact us today for more information.

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