Working With Non-Traditional Lenders
Government agencies and private non-profit providers of financing can assist conventional lenders when they finance business projects. The use of government guarantees and subordinated debt financing can minimize lender risk while allowing lenders to establish and maintain relationships. This program will examine the guarantee and direct loan programs that are available from federal government organizations such as the Small Business Administration and the Department of Agriculture as well as state, regional and local development organizations.
Attendees will work on a number of case studies to determine the proper use of these financing mechanisms. They will be asked to evaluate the creditworthiness of specific projects, from both a senior and subordinated lender's perspective.
• The role of the SBA and other government agencies
• Loan Guarantees and how they work
• The use of subordinated debt financing
• Economic Development organizations and their role
• Credit Analysts
• Loan Officers
• Other personnel with a basic understanding of business credit analysis